I want to get my keys in
Updated · November 3, 2026
Your plan is built backward from that date, so every step lands with time to spare. Tick things off as you go. Your progress stays on this device.
How much you'll need on closing day
Most first-time buyers plan for the down payment and forget the rest. Here's the full number, and what to save each month to get there.
Estimates only. Assumes a 25-year mortgage, about $2,500 for your lawyer and title insurance, and $2,000 for inspection, adjustments and moving. First-time buyer land transfer tax rebates are included. Have a mortgage broker confirm your numbers before you shop.
Want a second set of eyes on your plan?
Send us your move-in date and your numbers. We'll tell you what's realistic in the areas you like, and what to do first. No pressure, whether you're buying in six months or five years.