Your two moves
Rough numbers work. You can refine them as plans firm up.
Your plan
Enter both prices and both closing dates to see your plan.
It's the question that keeps move-up buyers and downsizers awake. Line up your two closing dates, see what any overlap or gap really costs, check that the money arrives when you need it, and test what happens if your home sells for less.
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Rough numbers work. You can refine them as plans firm up.
Enter both prices and both closing dates to see your plan.
Neither choice is right for everyone. It depends on your finances, how fast homes like yours are selling, and how much uncertainty you can live with.
These can take most of the stress out of either path. Ask about them early.
If your sale is firm first, you know your number before committing. Many buyers make their purchase offer conditional on financing while their sale firms up.
A few days of overlap is usually the sweet spot: time to move without a hotel or a second mortgage for months. Closing dates are negotiable, so ask.
A bridge loan covers your down payment until your sale closes. It usually needs a firm sale. Get it approved before you write an offer, not after.
Selling first? Some buyers will let you stay a few weeks after closing for rent. It turns a gap into a smooth handover.
You can make your purchase conditional on selling your home. It protects you, but it weakens your offer, so it works best in a slower market.
Moving your existing mortgage to the new home can avoid a penalty, but the closing dates usually need to line up. Check your penalty.
We line up the sale and the purchase together, so the dates, the money and the move fit. You'll know the order, the risk and the backup before anything is signed.